General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
General Liability Insurance is designed to protect business owner's from a variety of events that can give rise to a lawsuit. For example, some of the events that are covered under a General Liability Insurance policy include, but are not limited to:
- On Hook Riggers Liability
- Slip & Falls
- Completed Products Liability
- Medical Expense Coverage
- Damage to Rented Premises
- Business Interruption
- Data Breach (by Endorsement)
- Employee Benefits
- Employment Practices Liability
The next question is "Who Should Have A General Liability Insurance Policy?" The simple answer is anyone who is in business should have a General Liability Insurance policy. It only takes one incident where a judgment is lodged against you to put the average entity out of business.
In many cases, if an entity is operating under a contract, the contractor grantor will require that a General Liability Insurance policy be in place before executing the contract. That requirement is designed to provide the contract grantor with recourse in the event damages occur during the process of executing the contract.
Do yourself a favor, get a General Liability Insurance policy placed IMMEDIATELY once you start a business. It will save you many sleepless nights.